To identify hail damage on your roof, look for dents or cracks in shingles, bruising, or missing granules. Check metal components like vents and gutters for dings or dents. Look for leaks, water stains, or mold on ceilings and walls. Granules in gutters or downspouts may also indicate damage. It’s essential to perform a ground-level visual inspection for safety. For a thorough assessment, contact a professional roofer, as they can provide a detailed inspection and help you determine if you need repairs​​​​​​.

A single missing shingle may not cause an immediate leak, but it can expose your roof to potential water damage over time. Missing shingles compromise your roof’s ability to shed water properly, which can lead to leaks, especially during heavy rain or storms. It can also lead to loosening of surrounding shingles. Address missing shingles promptly by replacing them to prevent further damage. Regular inspections and timely repairs can help maintain your roof’s integrity and protect your home from leaks​​​​.

Whether your insurance will pay for a new roof depends on your policy and the cause of the damage. Typically, insurance covers damage from unexpected events like storms, hail, or falling debris but not from general wear and tear or neglect. Review your policy for specific coverage details and exclusions. Document any damage and contact your insurer promptly to file a claim. A professional inspection can help provide the necessary documentation to support your claim. Always check with your insurance provider for guidance on coverage​​​​​​.